Calculators: Tools That Extend the Learning

These finance calculators support the same whole-business thinking used in our simulations and workshops—they're designed for clarity, not clutter.

📊 Financial Efficiency & Performance

These calculators show how well your company turns inputs into results. Explore ROI, operating margins, and asset productivity with tools that don’t require spreadsheets or financial jargon.

Return on Investment (ROI) Calculator

Return on Investment (ROI) compares the gains from your initiative to what it cost. It’s a fast way to see if your actions created real value. Use the calculator below to test your impact—no spreadsheet needed.

Return on Sales (ROS) Calculator

Return on Sales (ROS) measures how efficiently your business turns revenue into operating profit. It's a quick way to see if you're running lean or leaving money on the table. Use the calculator below to plug in your numbers—no spreadsheets required.

Return on Assets (ROA) Calculator

Return on Assets (ROA) measures how efficiently your business uses assets to generate profit. It's a quick way to see if you're running lean or leaving money on the table. Use the calculator below to plug in your numbers—no spreadsheets required.

💵 Working Capital & Cash Flow

Free up the cash hiding in your business. These tools help you analyze working capital drivers—like receivables, inventory, and payables—and understand how quickly your operations turn into cash.

Cash Conversion Cycle Calculator

Use this calculator to compare how efficiently different companies convert operations into cash. Enter your company’s financials—or those of competitors—and instantly see DSO, DIO, DPO, and the full Cash Conversion Cycle.

Working Capital: Find the Cash Hiding In Plain Sight

Use this calculator to estimate how much cash your company could free up by adjusting receivables, inventory, or payables. Small shifts can unlock the cash that is hiding in plain sight.

🧠 Planning & Analysis Tools

Dig deeper into what changed—and why. Use these tools to analyze financial shifts, uncover root causes, and make more informed decisions.

Income Statement Analysis

Whether you’re comparing this year to last, your company to a competitor, or two business units side by side, Income Statement Analysis holds valuable clues. This hands-on exercise walks you through key metrics—like contribution margin and operating profit—to help you understand what changed and why. We’ll do the math. You find the insight. If you’re brand new to Income Statements, check out What Is an Income Statement? or the Line-by-Line Reference. If you’re ready to analyze, let’s begin.

🧾 Build & Explore Financial Statements

Whether you’re new to finance or building a custom scenario, these tools help you construct and explore the core financial statements—Income Statement, Balance Sheet, and Cash Flow.

Income Statement Calculator

Explore the structure of the traditional Income Statement

EBITDA Income Statement Calculator

Some people prefer to use an EBITDA Income Statement.

Balance Sheet Calculator

Balance Sheet Calculator: Build a snapshot of your business.

Net Asset Balance Sheet Calculator

Net Asset Balance Sheet Calculator: Build a snapshot of your business.

Statement of Cash Flows

Statement of Cash Flows calculator: Look at cash inflows and outflows.