IO | Time & Money
A Simulation of Stress, Burnout & Growth


Start a business.
Run the business.
Make a sale.
Deliver.
Invoice.
Get paid.
Repeat.
(At some point, figure out how to survive it.)
The Cost of Doing it All
If you support entrepreneurship, career readiness, or small business resilience, this simulation is for your group.Time & Money puts people in the role of entrepreneur. At first, they do it all - sales, operations, admin. But as the business grows, so does the pressure. They must decide:
This simulation brings the tension between time and money to life.
At the very first run of IO | Time & Money, the workshop had just ended. The room was silent—people were still processing what had happened. Decisions had come fast. Mistakes had real consequences. Then, from the back of the room, one voice broke the silence: “So that’s what happened to my first marriage.” Some people laughed. At least one person said, “Mine too”.
The Journey from Startup to Burnout
Each cycle demands a trade-off: time or money.
And every decision affects not just the business—but their personal bandwidth and sense of control.
Curious if this fits your program?
Key Learning Outcomes

Participants walk away with:
Cowardice – Not saying what needs to be said, especially when stakes are high.
Comfort – Falling back on the familiar, even when change is clearly needed.
Tool Seduction – Believing the right spreadsheet or dashboard will fix everything, rather than addressing deeper issues.
Selfishness – Prioritizing personal or team success over shared goals and trust.
Lone Heroism – Taking on too much or solving alone, instead of activating the team.
Arrogance – Assuming you’re the one who sees most clearly, and not seeking input.
Gravity – Underestimating the subtle forces—culture, history, inertia—that quietly shape decisions.
Who Offers This Simulation
We partner with organizations that support emerging entrepreneurs, future business leaders, and community education programs:
Available Format
I|O Time & Money is available in the following format

Let’s Talk
Want to help your community learn what it really takes to grow a business?